Blog
Washington's "Millionaires' Tax" Is Now Law: What High Earners Should Start Thinking About Now
WA's new 9.9% Millionaires' Tax (signed March 2026) hits income over $1M starting 2028, pushing top marginal rates near 49.8%. Legal challenges pending. If you expect equity vesting, a business sale, or big liquidity event — plan now.
Read MoreYour Home: Asset or Liability?
Have you ever heard the expression, “It’s a buyer’s market?” That phrase describes what’s happening with today’s residential real estate: homes are selling for under their asking price and are taking longer to sell. Good news for...
Read MoreUnlocking Healthcare Savings: The Power of an HSA
Unlocking Healthcare Savings: The Power of an HSA Health Savings Accounts (HSAs) are a powerful tool for individuals and families to save for healthcare expenses while enjoying significant tax advantages. If you're enrolled in a High...
Read MoreSaving for College: A Guide to 529 Plans by State
Saving for College: A Guide to 529 Plans by State 529 plans are tax-advantaged investment accounts designed to help families save for future education expenses. They offer a variety of benefits, including tax-free growth on...
Read MoreWhat will 2025 hold?
As we turn the page on 2024, I'm thinking deeply about the economic forces that will guide us through the year ahead. America's fiscal policies, the shifting global landscape, and other key factors will undoubtedly create both...
Read MoreShow All
Building Wealth | Empower Your Teens and Navigate Inherited IRAs
As we step into the promise of 2025, it's the perfect time to refresh our financial outlook and align our strategies with the opportunities that lie ahead. The start of a new year invites us to reflect on our progress and set...
Read MoreWeekly Market Insights | Markets Mixed; Jobs Back on Track
Stocks were mixed during the first trading week of December. Technology stocks led, while the widely followed Dow Jones Industrial Average struggled. The tech-heavy Nasdaq Composite Index picked up 3.34 percent while the Dow...
Read MoreFed Cuts Rates; Focuses on Dual Mandate
The Federal Reserve approved its second consecutive interest rate cut following its November meeting, telling investors that it’s continuing its push to “right-size monetary policy.” The benchmark Fed funds rate has a target range of...
Read MoreWeekly Market Insights | Rally Loses Steam; Fed Weighs Move
Stocks fell last week as the postelection rally lost momentum amid an inflation uptick and cautious comments from Fed officials. The Standard & Poor’s 500 Index fell 2.08 percent, while the Nasdaq Composite Index declined 3.15 percent...
Read MoreNavigating Mid-Career Finances: Lifestyle Inflation & Retirement Savings
As we move into a new season, it's an excellent opportunity to reassess and recalibrate our financial strategies. Life can change in an instant, and it's always a good idea to check in and determine if your financial goals and actions...
Read MoreYour Quarterly Medicare Newsletter
Now is a great time to examine Medicare enrollment and the features offered by both traditional and Medicare Advantage plans. It’s also a good time to investigate how Medicare has changed since last year. For instance, did you know...
Read MoreFinancial pressure mounts for U.S. parents—and they’re feeling it
There’s no two ways about it… according to the latest numbers from the Federal Reserve’s Report on the Economic Well-Being of U.S. Households, the number of American parents who report they’re doing “at least okay” financially has...
Read MoreElection 2024: Choppy Markets Ahead?
In the playground, when all the kids jumped on one side of the teeter-totter, it rarely ended well. In investing, when all the investors move to one side of a trade, it can suggest that an uptick in market volatility is on the horizon...
Read More1% Moves in S&P 500
If you’ve felt like stock prices were a little more volatile in 2022 than in recent years, your “spidey senses” are right on the money.The S&P 500 has posted 81 daily moves of at least 1% through August. Of those...
Read MoreImportant Details on Student Loan Relief
The White House recently forgave up to $10,000 to student loan borrowers as part of a larger debt forgiveness program. There are still quite a few questions to be answered, but here are some key points to know.Pell vs. non-Pell: Loan...
Read More3 Shrewd Maneuvers in a Down Market
It’s natural to think “defense” during a bearish market season. But why not mix in some “offense” with your defense? Here are three moves we can discuss together that may be helpful during the current...
Read MoreUkraine, Inflation and the Fed
There is plenty to worry about these days. Top of mind is the conflict between Russia and Ukraine, and the energy and economic disruptions likely to follow. Closer to home, high inflation persists, and the Fed is preparing to tighten...
Read More2022 Contribution Limits
Preparing for retirement just got a little more financial wiggle room. This week, the Internal Revenue Service (IRS) announced new contribution limits for 2022.Staying put for 2022 are traditional Individual Retirement Accounts (IRAs)...
Read More